Toll Free Number -1800 889 1030 of Atal Pension Yojana    (New NPS-CRA toll-free number 1800 210 0080. The old number will be discontinued shortly.)                                                       Go Paperless Opt for an Email Annual Transaction Statement                      Protean CRA is migrating shortly from https://enps.nsdl.com to https://enps.nps-proteantech.in      ;      Click Here for Aadhaar Seeding of APY Subscribers                       Are you interested in undergoing online training on NPS/APY(including central/state/autonomous body subscriber), if so please  Click Here                       As per PFRDA guidelines, contribution payment in NPS Tier II A/c through Credit Card is not permitted. Use other modes of payment such as Net Banking/ Debit Card / UPI for contributing in Tier II.                                         You can view your NPS Transactions in Consolidated Account Statement (CAS) shared by your Depository i.e. NSDL and CDSL. To add NPS Transactions in your CAS, Click Here.           
Sr. No. Investment Summary
1. The ‘Investment Summary’ Section provides the Total Contribution in your account, Value of your Holdings (Investments) and Total Notional Gain/Loss on your Investment. It also provides overall Return on your Investment along with the Return for the financial year.
2. Return on Investments’ gives the annualized effective compounded return rate in PRAN account and is calculated using the formula of XIRR. The calculation is done considering all the contribution/redemptions processed in PRAN account since inception and the latest valuation of the investments. The transactions are sorted based on the NAV date.
3. The above returns are based on scheme NAVs and the securities held under the scheme portfolio are valued at Mark To Market (MTM) basis and are subject to change on NAV fluctuations.
Investment Details
4. 'The Contribution Details' section provides details of the Total Contribution processed in your PRAN account.
5. 'Total Investment’ in your account as on March 31, 2024 (in Rs.) indicates the cost of units currently held in the PRAN account.
6. Total Notional Gain/Loss as on March 31, 2024 (in Rs.) indicates the overall gain or loss after factoring for the withdrawals processed in the account.
Account Management
7. The section “Account Management - Changes made during the Financial Year’ indicates all the change requests processed in PRAN account during the period for which the statement is generated.
Contribution/Redemption Details
8. The section 'Contribution/Redemption Details' gives the details of the contributions and redemption processed in subscriber’s account during the period for which the statement is generated. While contribution amount indicates the amount invested in subscriber’s account, the redemption amount indicates the cost of units redeemed from the account. The cost of units is calculated on a First-In-First-Out (FIFO) basis. The details are sorted based on date when the transaction is posted in PRAN account, which may/ may not be the date for allotment of the NAV.
Transaction Details
9. The section 'Transaction Details' gives the units allotted under different schemes/asset classes for each of the contributions processed in subscriber’s account during the period for which the statement is generated. It also contains units debited from the account for redemption and rectification. The details are sorted based on date when the transaction is posted in PRAN account, which may/may not be the date for allotment of the NAV.
10. For transactions with the remarks “To Unit Redemption”, the cost of units redeemed are adjusted against the total contribution in the Investment Details section. Further, the cost of units is calculated on a First-In-First-Out (FIFO) basis. For calculating the ‘Returns based on Inflows’, the actual redemption value corresponding to the units redeemed has been considered.
Other Instructions
11. The Transaction Statement is dynamic. The value and other computations in the Transaction Statement depend upon the date on which the Transaction Statement is accessed in CRA system.
12. If subscriber has opted for ‘Auto Choice’ as Scheme Preference, the contribution is invested in Class E, C & G of the chosen PFM with percentage as per the subscriber’s age in accordance to the guidelines of PFRDA.
13. The CRA charges are levied on a quarterly basis. The bill amount is recovered by way of redemption of units on the last working day of the quarter. You are requested to check the current balance of your account from the Statement of Holding available at CRA website (www.cra-nsdl.com). You can also view the details of the charges in the ‘Bill Details View’ option on the CRA website.
14. If you have not provided your mobile number/email ID/Nomination at the time of registration or the details provided earlier have changed, please get the same updated in CRA system by submitting ‘Subscribers details change request’ form (Form UOS-S2) to your associated POP-SP. Also the mobile number and email ID can be updated by logging in the CRA website (www.cra-nsdl.com) using your PRAN as user ID or by accessing Protean-CRA Mobile App.
15. Scheme preference can be changed four times in a financial year and PFM can be changed once in a financial year.
16. According to the Regulatory Guidelines, CRA follows the (T+2) Settlement Cycle. Subsequent to authorisation of Withdrawal request by Nodal Office, request will be considered for pay-in on next working day and as per the stipulated settlement process the funds will be transfer to the respective Subscriber’s bank account on 3rd working day (i.e. on T+2 settlement days).
17. In case of Tier II account; you may contribute either through any of the POP or through the eNPS Portal (https://enps.nsdl.com) or the NPS Mobile APP (available in Google Play store).
18. "Cost of Withdrawal", "Cost of GPF Withdrawal" and "Cost of One Way Switch", is the cost of units for the particular transaction and is calculated on a First-In-First-Out (FIFO) basis. For calculating the 'Returns based on Inflows', the actual redemption value corresponding to the units redeemed has been considered. Further, 'Total Withdrawal' in the Investment Summary section includes actual redemption value of Withdrawal and One Way Switch transactions.
19. In case of any other queries, you may contact CRA on toll free helpline 1800 2100 080/ 022-24993499.Please keep your PRAN and T-PIN ready before calling.
20. Custodian Charges by NPS Trust have been revised from 0.0032% to 0.000000001770%.

LEGENDS

TERM

DESCRIPTION

NAV

Net Asset Value is the underlying value of one unit and is computed daily, based on the closing market prices of the securities in the fund's portfolio.
The daily NAV is available at https://npscra.nsdl.co.in/nav-search.php

Current value of Contribution in a Scheme = Current NAV of the scheme x Total Units in the Scheme.