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Maintenance

Though a bank account is not mandatory at the time of entry into NPS-Swavalamban, it is highly desirable to have one. However, bank A/c is mandatory for exit from NPS-Swavalamban since no cash transactions are permitted at the time of withdrawal. This is in the interest of the Subscriber.

Subscriber can retain his/her PRAN when he/she changes residence/city. The same PRAN would be valid across the country to continue making investments, through an aggregator operational in the new locality/city. The contributions can be made to the aggregator branch in the city where the subscriber has shifted.

A Subscriber will receive a physical annual Transaction Statement of his/her NPS-Swavalamban account, which will indicate the details of contribution made and current value of the corpus in the individual retirement account. However, the Subscriber can access his/her account anytime through the aggregator to check the status of investment accumulated.