There are no lower or upper limits to the number of contributions per year. The Subscriber is free to manage the frequency and amounts of contributions.
At the point of registration, a Subscriber will have to invest a sum of Rs.100. Though there is no minimum contribution requirement per year, it is recommended that a contribution of at least Rs.1000 per year is made to ensure reasonable pension after retirement.
A Subscriber is required to contribute at the time of registration and subsequently through an Aggregator. You are required to make the contributions subject to following conditions:
The contributions under NPS-Swavalamban are invested in a single scheme consisting of Equity, Corporate Bonds and Government Securities in terms of guidelines prescribed by GOI, Ministry of Finance.
There is no investment return guarantee. Returns in NPS -Swavalamban are market based. The benefits will entirely depend upon the amounts contributed and the investment growth upto the point of exit from NPS.