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  • You can be in NPS till 70 years of age and continue to avail tax benefits.
  • All you need to do is initiate the continuation request online by accessing CRA system using your User ID (PRAN) & Password.
  • Click on “Exit from NPS” Menu and click on “Request for Deferment” option. Enter necessary details and submit ‘’Continuation’’ request. Get the request authorize from Nodal Office, in case of Government sector and from Point of Presence (POP), in case of All Citizens of India & Corporate sector.
  • Alternatively, you can approach your Nodal Office/ POP and submit physical request.
  • Please make sure that your request should be submitted at least 15 days before attaining Superannuation or 60 years of age.
  • You will continue to enjoy all the facilities and options of normal NPS account like access to CRA system, option to switch fund managers and assets class etc. during the continuation period.
  • As per PFRDA Exit Regulations, 2015 and amendments thereto, in case of All Citizens of India sector, if Subscriber after attaining the age of 60 years has not initiated exit request or has not exercised the option of continuation under NPS, then Subscriber shall be automatically continued under NPS till he/she attains the age of 70 years, as if he/she has exercised the option of Continuation.